Blogs: Money: Kids and parents

It’s a new year - have you checked your credit reports lately? There are three nationwide consumer credit agencies (Equifax, Experian, and TransUnion) and together they maintain the official website AnnualCreditReport.com which lets you check your credit report (or “credit file disclosure”) for each of these agencies once every 12 months, for no cost.

For more information and motivation, take a look at this credit score action plan from the FINRA Investor Education Foundation.

(Keep in mind that your credit report is different from your credit score, which is a number assigned by a credit agency. USA.gov has a webpage which explains the difference.)

Once you’ve figured out your credit situation, the library has books which can help you learn how to control and repair your credit and debt. There are also a number of nonprofit agencies who provide free debt counseling:

Yeah, that shoe box is probably not the best place to keep your nest egg. The library has a lot of great online resources that can help you make wise decisions about where to put your money. Take a look at Mergent Online and Standard & Poors NetAdvantage, both available from anywhere with a valid library card.

Here are some other websites to help you grow your savings:

Charts, reports, indicators and quotes on over 24,000 US stocks, mutual funds, and major market indexes. Historical quotes back to 1970.

EDGAR Database of Corporate Information
As of May 6, 1996 all public domestic companies are required to file SEC forms electronically on EDGAR, the Electronic Data Gathering, Analysis & Retrieval system.

InvestorGuide.com
Comprehensive information for investors, including links to market news and commentary, stock research, personal finance, and education.

Do you have a favorite? Let us know in the comments.

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